Business

Which issues are the most important?

 

The first and most obvious response to ” Which issues are the most important?” is that the devil is in the detail. Each operation in your in your business will have specific short term goals, but they must ultimately have the same long term objectives. If any one of these operations is working at cross purposes with the long term objectives you are likely to fail. Therefore, “all” issues are important.

With that as a given you must then ask “who will be reading my business, farming or marketing plan?” For each reader, if the answer to any of the issues raised below is “NO” then you will not achieve your objective.

VENTURE CAPITALIST:-

If you are seeking investment capital and the business plan is to be presented to a venture capitalist, he/she will likely be looking at three critical issues: 1. Is there a need in the marketplace? 2. Is the market large enough to provide a reasonable return on their investment? 3. Does your organization have the personnel and capabilities necessary to penetrate and maintain a position in the marketplace?

BANKER:-

If you are seeking a loan and the business/farming plan is to be presented to a banker he/she will have the following concerns: 1. Are you a going business with a positive cash flow? 2. Does your financial statements show a growing and profitable business? 3. Do you have collateral to offer as protection against the loan?

MANAGER:-

If you are seeking full management buy-in for the plan, each manager will want the following answers: 1. Can I understand and agree with the short term & long term objectives of the plan? 2. Is my responsibility in achieving those objectives clearly discernible? 3. Will the proper implementation of the plan be of benefit to both the enterprise and to me?

ACQUIRER:-

If you are planning on selling your business the prospective buyer will want to know the following: 1. What is the short term and long term financial value of the business? 2. Will this business provide new or additional leverage for me in the marketplace? Is there adequate synergy between our products or services and our organizations to ensure a successful integration.

 

 

                         

 

Rather make use of the expertise of a Professional Consultant. We have 40years experience. Contact us now – email – money@global.co.za

Which issues are the most important? Read More »

Exactly what documents will be needed from me to start the process?

 

 

Basically the following:

  • Copy of ID Documents for all owners in the business.    
  • Copy of Founding Statement – if business is registered as a Close Corporation.
  • Copy of Registration Certificate – if registered as a Company.                                       
  • Premises Lease Agreement.
  • Copy of Franchise Agreement – if applicable.
  • Offer to purchase – if applicable – purchase of a business / farm.
  • Agreement of Sale – if applicable.
  • CV of all owners / managers in business.
  • Bank Statements – 3 months.
  • Copy of VAT Registration – if applicable.
  • Copy of Marriage Certificate – if applicable.
  • Financial Statements – when available or purchase of a new business.
  • Copy of latest property valuation – farming business.
  • Equipment list – where applicable.

What you need for purchasing a new Franchise:-

  1. Letter from Franchisor stating that it has assessed the applicant in terms of its usual requirements.
  2. Business Plan including a financial plan.
  3. Personal Balance sheet of all prospective shareholders.
  4. Detailed CV – curriculum vitae of all prospective shareholders.
  5. Details on or proof of the source of the financial contribution by each shareholder to the venture.
  6. Detailed list of equipment to be financed.
  7. Cash Flow forecast for at least 36 months.
  8. Draft copy of the Franchise Agreement.Draft copy of Lease Agreement.
  9. Disclosure Document.
  10. Copy of bank statements for the last 6 months.
  11. Copies of any customer contracts obtained.
  12. Copy of CK1 — Close Corporations – or Company registration.Copies if ID’s for all shareholders and sureties.Proof of residential address.
  13. Copy of marriage certificate – if applicable.

What you need for purchasing an existing Franchise:-

  • Copy of purchase and sale agreement.
  • Letter from Franchisor stating that it has assessed the applicant in terms of its usual requirements.
  • Business Plan including a financial plan.
  • Personal Balance Sheet of all owners.
  • Detailed CV of all owners and managers in business.
  • Detailed equipment list.
  • Monthly cash flow for 36 months.
  • Franchise Agreement.
  • Lease Agreement.
  • Disclosure Document.
  • Bank Statements for the past 6 months.
  • Copies of any customer contracts obtained.
  • Proof of Residence.
  • Copy of marriage certificate.
  • Audited annual financial statements.
  • Latest management accounts.

WHAT DOCUMENTS DO YOU NEED FOR A FARMING OPERATION:

  1. Copy of ID Document – All owners in business.

  2. Copy of farm title deeds.

  3. Copy of lease agreement if not the owner of the farm.

  4. Resumes of all owners and managers in business.

  5. Proof of Residence.

  6. Copy of latest financial statements – if applicable.

  7. Personal Assets & Liability statement – all owners in business.

  8. Letter of Intent – where applicable.

  9. List of all equipment & values.

  10. Water rights certificate – if applicable.

  11. List of all personnel & their salaries.

  12. Copies of available contracts – if applicable.

  13. Copies of any available contracts.

                

 

 

 

 

Exactly what documents will be needed from me to start the process? Read More »

How long will it take to finalize and complete documents?

                     

Your Killer Business Plan may be the key instrument for acquiring investment capital or a bank loan and it will certainly be the “bible” for management to use as they build the business. The success of your business depends a great deal on how well you have thought through all the issues ahead of time. The business plan is an ideal tool for documenting this thought process.

So, how much time should be spend writing a business plan? It will certainly take more than a week or couple of weeks to do a thorough job of reviewing and documenting all of the issues critical to the success of your business. Using the right tools and having access to the necessary data can speed up the process considerably.

Other services/documents will be done in the following time frames:-

  • Business Plans – 8-12 Working Days.

  • Business / Company Profiles – 2-3 working days (if we have everything we need).
  • Investor Pitches – 1-2 days.
  • Capability Statements – 3 working days.
  • Feasibility Statements – 4 working days.
  • Farming / Agric Plans – 8-12 working days – if we have everything we need.
  • Franchise Business Plans. 8 working days.
  • Marketing Plans – 5-7 working days.
  • Financial Analysis – 2-3 working days.

All the above documents are prepared professionally and meet all bankers/investors criteria and requirements. The above time frames are only estimates and depend on a lot of factors and the availability of all required documentation.

If you want to discuss any related issues or need more information make use of our online consulting service on ZOOM, SKYPE, GOOGLE MEET OR FACETIME — 45 min. Contact us for this service @ money@global.co.za

     

 

How long will it take to finalize and complete documents? Read More »

How exactly will you be able to help me with all my Agricultural problems/concerns?

 

 

Coming from a banking/business/finance background and also with more than 15 years experience in the Agricultural field, we will be able to assist and advise you in the following ways:-

Help you in developing a professional and well-structured farming business plan that will meet with all lender requirements;

You will get a professional/personal service – going the “extra mile”;                     

You will have access to various Investors;

We can also help you with effective advertising/marketing of your farming operation where potential customers will be able to get hold of you and learn more about your products/services;

We can assist you in developing a strong financial plan with all financial indicators in place and a plan that will meet with lender requirements.

We can point you to the right and helpful suppliers like – DICLA that can help you in the set up and running of a successful business.

Helpful assistance in all aspects of “Broiler/Chicken” Farming.

Help you in the set up of a “Tunnel Farming” operation and producing Organic Vegetables.

Assist you in the successful set up and running of a profitable farming operation.

We can provide you with a comprehensive helpful marketing plan.

Are you dealing with Government and need a professional Farming/ Business Profile? We can help.

You are not sure if your farming operation is profitable and on the right track. Let us do a “Farming Financial Analysis” showing you all the problems, and how you can rectify them.

If you not sure that you will get funding for your farming operation, why not try an cheaper option by preparing a “investor pitch” first to test the market. See more on our Services (Business Services page) on this option. You can also make use of our online consulting service on ZOOM, SKYPE, GOOGLE MEET OR FACETIME to meet in person and discuss any related issue for 45 min. Contact us for details on: money@global.co.za

             

 

 

How exactly will you be able to help me with all my Agricultural problems/concerns? Read More »